/* My Housing Claims - HDR lander v2 (startclaims-style layout, MHC brand) */
:root{
  --navy:#070F4D;
  --navy-2:#101A63;
  --coral:#DE7675;
  --coral-deep:#C9605F;
  --coral-dark:#B65453;
  --paper:#F8F6F3;
  --ink:#161A33;
  --muted:#5A6076;
  --line:#E4E2DC;
  --white:#FFFFFF;
  --radius:16px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{
  font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  color:var(--ink);
  background:var(--white);
  line-height:1.55;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%}

/* ---------- Header ---------- */
.site-header{
  background:var(--white);
  border-bottom:1px solid var(--line);
  position:sticky;top:0;z-index:50;
}
.header-inner{
  max-width:1120px;margin:0 auto;
  display:flex;align-items:center;gap:28px;
  padding:10px 20px;
}
.logo{height:52px;width:auto}
.top-nav{display:flex;gap:26px;margin-left:auto}
.top-nav a{
  color:var(--navy);text-decoration:none;font-weight:700;font-size:.94rem;
}
.top-nav a:hover{color:var(--coral-deep)}
.nav-cta{
  background:var(--coral-deep);color:var(--white);
  font-weight:800;font-size:.92rem;text-decoration:none;
  padding:11px 20px;border-radius:999px;white-space:nowrap;
}
.nav-cta:hover{background:var(--coral-dark)}
@media(max-width:840px){.top-nav{display:none}.nav-cta{margin-left:auto}}

/* ---------- Hero ---------- */
.hero{
  background:
    radial-gradient(900px 480px at 85% -10%, rgba(222,118,117,.28), transparent 60%),
    radial-gradient(700px 420px at -10% 110%, rgba(222,118,117,.16), transparent 55%),
    linear-gradient(160deg, var(--navy) 0%, var(--navy-2) 100%);
  color:var(--white);
  padding:56px 20px 64px;
}
.hero-inner{
  max-width:1120px;margin:0 auto;
  display:grid;grid-template-columns:1.05fr .95fr;gap:28px 48px;align-items:start;
  grid-template-areas:"head form" "support form";
}
.hero-head{grid-area:head}
.hero-support{grid-area:support}
.form-card{grid-area:form}
.eyebrow{
  display:inline-block;
  background:rgba(255,255,255,.12);
  border:1px solid rgba(255,255,255,.25);
  color:#F3D6D5;
  font-size:.76rem;font-weight:700;letter-spacing:.04em;text-transform:uppercase;
  padding:7px 14px;border-radius:999px;margin-bottom:20px;
  text-align:center;width:fit-content;max-width:100%;
}
.hero h1{
  font-size:clamp(1.9rem,3.4vw,2.75rem);
  line-height:1.14;letter-spacing:-.01em;
  margin-bottom:18px;
}
.hero h1 .accent{color:var(--coral)}
.hero .sub{
  font-size:1.12rem;color:#D6DAF0;max-width:46ch;margin-bottom:22px;
}
.hero-ticks{list-style:none}
.hero-ticks li{
  font-weight:700;font-size:1rem;margin-bottom:10px;padding-left:32px;position:relative;
}
.hero-ticks li::before{
  content:"";position:absolute;left:0;top:2px;width:20px;height:20px;border-radius:50%;
  background:var(--coral);
}
.hero-ticks li::after{
  content:"";position:absolute;left:5px;top:7px;width:9px;height:5px;
  border-left:2.5px solid #fff;border-bottom:2.5px solid #fff;transform:rotate(-45deg);
}

/* ---------- Form card ---------- */
.form-card{
  background:var(--white);
  color:var(--ink);
  border-radius:var(--radius);
  box-shadow:0 24px 60px rgba(3,7,40,.45);
  padding:26px 24px 28px;
}
.form-card-title{
  font-size:1.3rem;font-weight:800;color:var(--navy);
  text-align:center;margin-bottom:14px;
}
.progress{height:8px;background:#EEEDE9;border-radius:999px;overflow:hidden}
.progress-bar{height:100%;width:20%;background:var(--coral);border-radius:999px;transition:width .3s ease}
.step-label{font-size:.76rem;font-weight:700;color:var(--muted);margin:10px 0 2px;text-transform:uppercase;letter-spacing:.05em}

fieldset{border:0}
.step{display:none}
.step.active{display:block;animation:fadeIn .25s ease}
@keyframes fadeIn{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}
@media (prefers-reduced-motion:reduce){.step.active{animation:none}.progress-bar{transition:none}}

legend{
  font-size:1.16rem;font-weight:800;color:var(--navy);
  line-height:1.3;margin:10px 0 14px;
}
.hint{font-size:.88rem;color:var(--muted);margin:-6px 0 12px}

.options{display:grid;gap:10px}
.options.two{grid-template-columns:1fr 1fr}
.options.three{grid-template-columns:1fr}
.options.grid{grid-template-columns:1fr 1fr}
@media(min-width:480px){.options.three{grid-template-columns:repeat(3,1fr)}}

.opt{
  appearance:none;
  border:2px solid var(--line);
  background:var(--white);
  color:var(--ink);
  font-size:.98rem;font-weight:700;
  padding:14px 10px;
  border-radius:12px;
  cursor:pointer;
  transition:border-color .15s,background .15s;
  min-height:52px;
}
.opt:hover{border-color:var(--navy)}
.opt:focus-visible,.cta:focus-visible,input:focus-visible,summary:focus-visible{outline:3px solid var(--coral);outline-offset:2px}
.opt.selected{border-color:var(--coral-deep);background:#FBEFEF;color:var(--navy)}

.cta{
  display:block;width:100%;
  margin-top:16px;
  background:var(--coral-deep);
  color:var(--white);
  border:0;border-radius:12px;
  font-size:1.08rem;font-weight:800;
  padding:16px;
  cursor:pointer;
  text-align:center;text-decoration:none;
  transition:background .15s;
}
.cta:hover{background:var(--coral-dark)}
.cta:disabled{background:#D9C9C9;cursor:not-allowed}

.field{display:block;font-weight:700;color:var(--navy);font-size:.9rem;margin-bottom:12px}
.field input{
  display:block;width:100%;margin-top:6px;
  padding:13px;border:2px solid var(--line);border-radius:10px;
  font-size:1rem;background:var(--white);color:var(--ink);
}
.field input:focus{border-color:var(--navy)}
.field.invalid input{border-color:#C0392B}
.err{display:none;color:#C0392B;font-size:.8rem;font-weight:600;margin-top:4px}
.field.invalid .err{display:block}

.consent{font-size:.74rem;color:var(--muted);margin-top:12px}
.micro{font-size:.8rem;color:var(--muted);margin-top:10px}
.hp{position:absolute;left:-9999px;top:-9999px}

.thanks-box{padding:12px 2px;text-align:center}
.thanks-box h2{color:var(--navy);font-size:1.35rem;margin-bottom:10px}
.thanks-box p{color:var(--muted);margin-bottom:10px}
.exit{padding:12px 2px}
.exit h2{color:var(--navy);font-size:1.25rem;margin-bottom:10px}
.exit p{color:var(--muted);margin-bottom:10px}

/* ---------- Trust trio ---------- */
.trust-trio{background:var(--white);padding:34px 20px 8px}
.trio-inner{
  max-width:1120px;margin:0 auto;
  display:grid;grid-template-columns:repeat(3,1fr);gap:18px;
}
.trio-card{
  background:var(--paper);
  border:1px solid var(--line);
  border-radius:var(--radius);
  padding:22px 20px;
  text-align:center;
}
.trio-card svg{width:44px;height:44px;color:var(--coral-deep);margin-bottom:10px}
.trio-card h3{color:var(--navy);font-size:1.05rem;margin-bottom:6px}
.trio-card p{color:var(--muted);font-size:.92rem}

/* ---------- Split section ---------- */
.split{padding:56px 20px}
.split-inner{
  max-width:1120px;margin:0 auto;
  display:grid;grid-template-columns:1fr 1.1fr;gap:52px;align-items:center;
}
.split-media .illus{
  width:100%;height:auto;border-radius:var(--radius);
  box-shadow:0 14px 40px rgba(7,15,77,.14);
}
.split-copy h2{color:var(--navy);font-size:clamp(1.5rem,2.6vw,2rem);margin-bottom:14px;line-height:1.2}
.split-copy p{color:var(--muted);margin-bottom:14px}
.tick-list{list-style:none;margin:6px 0 16px}
.tick-list li{
  padding-left:32px;position:relative;margin-bottom:9px;font-weight:600;color:var(--ink);
}
.tick-list li::before{
  content:"";position:absolute;left:0;top:3px;width:19px;height:19px;border-radius:50%;
  background:var(--coral);
}
.tick-list li::after{
  content:"";position:absolute;left:5px;top:8px;width:8px;height:4px;
  border-left:2.5px solid #fff;border-bottom:2.5px solid #fff;transform:rotate(-45deg);
}
.inline-cta{display:inline-block;width:auto;padding:15px 26px;margin-top:6px}

/* ---------- How it works ---------- */
.how{background:var(--paper);padding:56px 20px;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.how-inner{max-width:1120px;margin:0 auto;text-align:center}
.how h2{color:var(--navy);font-size:clamp(1.5rem,2.6vw,2rem);margin-bottom:8px}
.how-sub{color:var(--muted);margin-bottom:30px}
.steps-row{
  display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-bottom:28px;
}
.step-card{
  background:var(--white);
  border:1px solid var(--line);
  border-radius:var(--radius);
  padding:58px 22px 26px;
  position:relative;overflow:hidden;text-align:left;
}
.ghost-num{
  position:absolute;top:-14px;right:6px;
  font-size:5.6rem;font-weight:800;line-height:1;
  color:var(--coral);opacity:.16;
}
.step-card h3{color:var(--navy);font-size:1.08rem;margin-bottom:8px}
.step-card p{color:var(--muted);font-size:.94rem}

/* ---------- FAQ ---------- */
.faq{padding:56px 20px}
.faq-inner{max-width:820px;margin:0 auto}
.faq h2{color:var(--navy);font-size:clamp(1.5rem,2.6vw,2rem);margin-bottom:24px;text-align:center}
.faq details{
  background:var(--white);
  border:1px solid var(--line);
  border-radius:12px;
  margin-bottom:10px;
  overflow:hidden;
}
.faq summary{
  cursor:pointer;list-style:none;
  padding:16px 46px 16px 18px;
  font-weight:800;color:var(--navy);font-size:1rem;
  position:relative;
}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{
  content:"+";position:absolute;right:18px;top:50%;transform:translateY(-50%);
  color:var(--coral-deep);font-size:1.5rem;font-weight:700;line-height:1;
}
.faq details[open] summary::after{content:"\2212"}
.faq details[open] summary{border-bottom:1px solid var(--line)}
.faq details p{padding:14px 18px 16px;color:var(--muted);font-size:.95rem}

/* ---------- Final CTA ---------- */
.final-cta{
  background:
    radial-gradient(700px 380px at 15% -20%, rgba(222,118,117,.25), transparent 60%),
    linear-gradient(160deg, var(--navy) 0%, var(--navy-2) 100%);
  color:var(--white);
  padding:60px 20px;text-align:center;
}
.final-inner{max-width:720px;margin:0 auto}
.final-cta h2{font-size:clamp(1.5rem,2.8vw,2.1rem);margin-bottom:12px}
.final-cta p{color:#D6DAF0;margin-bottom:22px}
.big-cta{display:inline-block;width:auto;padding:17px 34px;font-size:1.12rem}
.micro-light{font-size:.82rem;color:#B9BFDD;margin-top:14px}

/* ---------- Footer ---------- */
.site-footer{
  background:var(--white);
  border-top:1px solid var(--line);
  padding:30px 20px 44px;
  text-align:center;
}
.footer-logo{height:46px;margin-bottom:14px}
.site-footer p{
  font-size:.72rem;color:var(--muted);line-height:1.6;
  max-width:820px;margin:0 auto 10px;
}

/* ---------- Responsive ---------- */
@media(max-width:920px){
  .hero-inner{grid-template-columns:1fr;gap:24px;grid-template-areas:"head" "form" "support"}
  .hero{padding:36px 16px 44px}
  .trio-inner{grid-template-columns:1fr}
  .split-inner{grid-template-columns:1fr;gap:28px}
  .split-media{order:-1}
  .steps-row{grid-template-columns:1fr}
}

/* Footer legal links */
.footer-links{font-size:.85rem !important;margin-bottom:16px !important}
.footer-links a{color:var(--navy);font-weight:700;text-decoration:underline}
.footer-links a:hover{color:var(--coral-deep)}
.footer-links span{color:var(--muted);margin:0 6px}

/* No Win No Fee policy links: inherit surrounding colour, underlined */
.nwnf-link{color:inherit;text-decoration:underline;text-underline-offset:2px}
.nwnf-link:hover{color:var(--coral-deep)}
.hero-ticks .nwnf-link:hover{color:var(--coral)}

/* Legal pages */
.legal-page{max-width:820px;margin:0 auto;padding:40px 20px 60px}
.legal-page h1{color:var(--navy);font-size:1.8rem;margin-bottom:20px}
.legal-page h2{color:var(--navy);font-size:1.25rem;margin:26px 0 10px}
.legal-page h3{color:var(--coral-deep);font-size:1.05rem;margin:18px 0 6px}
.legal-page p{color:var(--muted);font-size:.95rem;margin-bottom:12px}
.legal-page .lp-li{margin:0 0 6px 14px}
.legal-back{margin-top:30px}
.legal-back a{color:var(--navy);font-weight:700}

/* First / last name side by side */
.name-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
@media(max-width:420px){.name-row{grid-template-columns:1fr}}

/* Small usability additions that preserve the reference design. */
button,input{font-family:inherit}
[hidden]{display:none!important}
.back-button{border:0;background:transparent;color:var(--muted);cursor:pointer;font-size:.85rem;font-weight:700;padding:14px 0 0}
.back-button:hover{color:var(--navy)}
#formError{color:#a63232;font-size:.88rem;margin-top:12px}
section[id]{scroll-margin-top:85px}
a:focus-visible,button:focus-visible{outline:3px solid var(--coral);outline-offset:3px}
@media(max-width:420px){.logo{height:42px}.header-inner{gap:10px;padding:10px 14px}.nav-cta{font-size:.8rem;padding:10px 14px}.form-card{padding:24px 18px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}